Choose the risk tolerance that most closely resembles the asset allocation of your current retirement portfolio.
Based on long-term risk and return expectations, the Schwab Center for Financial Research® estimates the following average
annual returns* for each risk tolerance (asset allocation):
This assessment could be affected if your actual holdings don't match the risk tolerance you select. Choosing an asset
allocation with a higher estimated return may result in significantly more portfolio risk and a lower likelihood of achieving
your retirement goals.
*These average annual returns were last updated 12/31/17, are expressed in nominal
geometric (compound) terms and are not guaranteed. Your portfolio can also have negative annual returns.